Foundations of Business: Budgeting 101

ARTICLE: What Is a Budget? Now that you’ve had a chance to see the challenges of balancing all of the things that you wanted to do for Enzo with the needs of day to day life, let’s get back to basics and consider the reasons that you would want to create a budget.  Why is budgeting […]

Foundations of Business: Borrowed Future

Watch Borrowed Future and fill out worksheet packet. Learning Targets: I understand the main message of the documentary: the student loan industry has built a system that actually works against its borrowers—often destroying the futures it claims to support. If I am planning to attend college, I have a plan to pay for tuition that […]

Financial Literacy: Budgeting Strategies

ARTICLE: What’s the Difference Between Fixed and Variable Expenses? When creating your budget, it’s important to realize that not all expenses are the same. There are actually two distinct types of expenses – fixed and variable. Read this article, stopping at Budgeting for Fixed and Variable Expenses, to learn about these types of expenses. Then, […]

Financial Literacy: Budgeting for Housing

QUESTION OF THE DAY: What percent of 18-29 year olds are currently living with their parents? ARTICLE: How to Decide Where to Live One of the first steps that you make when setting up a budget to rent or own a home is to figure out where to live.  There are many factors that go […]

Financial Literacy: Budgeting for Transportation

QUESTION OF THE DAY: How much does the average American household spend on transportation per year? REFERENCE: The American Commute As you saw, Americans spend a lot of money on transportation on an annual basis. Scroll down to the chart in this article to take a look at what types of transportation Americans primarily use […]

Foundations of Business: Budgeting Strategies

ARTICLE: What’s the Difference Between Fixed and Variable Expenses? When creating your budget, it’s important to realize that not all expenses are the same. There are actually two distinct types of expenses – fixed and variable. Read this article, stopping at Budgeting for Fixed and Variable Expenses, to learn about these types of expenses. Then, answer the […]

Financial Literacy: Budgeting for Food

QUESTION OF THE DAY: Groceries or Restaurants: Where are Americans spending more money? INTERACTIVE: What You Spend The first step to setting up a monthly food budget is figuring out how much you should be spending. This can vary wildly from household to household.  Fortunately, the U.S. Department of Agriculture releases a report each month […]

Financial Literacy: Build Your Budget

ARTICLE: The Best Budget Apps You’ve spent a lot of time looking at individual aspects of your budget.  Before we actually build a complete budget, take some time to consider apps that might make your budgeting life a little easier.  Read the article.  Then, answer the questions on your worksheet. DATA CRUNCH: What Does the […]

Foundations of Business: Taxes and Your Paystub

VIDEO: If Paychecks Could Talk            Some people are surprised when they get their paycheck and the amount of money they receive is lower than they expected. This is often because they don’t know about things like state taxes, federal taxes, and the Federal Insurance Contributions Act (FICA). Watch the video to learn more about the withholdings […]