Financial Literacy: Young People and Credit Cards

VIDEO: Comparing Cards Before you decide whether you should open a credit card, you need to understand how it differs from a debit or prepaid debit card. INFOGRAPHIC: What Young People Need to Know About Credit There’s a ton of good information on this infographic, but let’s focus on two sections which will explain Why […]

Foundations of Business: Where Do You Find Happiness?

Complete Where Do You Find Happiness assignment in Teams. To do so, students will need to read the article “Pros and Cons of Working for a Small Company” and “Benefits of Working in a Small Company vs. a Corporation.” Divide students up into groups and they can discuss findings. Complete the Vocabulary – Entrepreneur assignment in Teams. […]

Financial Literacy: Using Credit Cards Wisely

DATA CRUNCH: When Do College Students Use Credit Cards What percent of current college students use their credit cards in emergency situations, only? What is the number one category of spending across all three populations? What category of credit card spending has the greatest difference between Completers and Non-completers? What is that difference? Compare and […]

Foundations of Business: Entrepreneurs/Importance of Small Business to the United States Economy

Read What is an entrepreneur? and have students complete the exercise at the end in groups. Discuss highlights as a class. Read The importance of small business to the US economy and find a current figure for small business percentage of our gross domestic product (GDP). Read US Small Business Economics and Small Business Survey. Discuss the effect of COVID-19 restrictions on […]

Foundations of Business: What Industries Are Small Businesses In?

Read Exploring Business: Chapter 5.3. Complete What Industries Are Small Businesses In? assignment in Teams. Discuss small business stats and facts. Watch video on the importance of small business and complete the worksheet. Learning Targets: I can define industry. I can differentiate between goods-producing and service-producing sectors of industry.

Foundations of Business: Advantages and Disadvantages of Business Ownership

Read Exploring Business: Chapter 5.4. Use ideas here to get students thinking of an innovation to pitch to investors. Begin working individually or in groups on Pitching Your Innovation assignment in Teams. Learning Targets: I can identify advantages and disadvantages of business ownership.

Financial Literacy: Loan Fundamentals

EDPUZZLE: Amortization            Home mortgages, auto loans, and student loans are all typically structured as amortized loans. While the minimum monthly payment on a credit card changes each month, the monthly payment of an installment loan is the same every month until the debt is paid off.  Watch this video and answer the questions on […]

Financial Literacy: Amortization

ANALYZE: Understanding Amortization Complete the worksheet using the amortization schedule on the first page. LEARNING TARGET: I can read an amortization table and understand how the payments are structured.

Financial Literacy: Compare Auto Loans

ACTIVITY: COMPARE: Auto Loans Perhaps you think it will be easy to make responsible decisions regarding auto loans in your future. But decision making can be tricky when you’re considering your dream car. Follow the directions on the sheet to complete the activity. Use this calculator if needed. LEARNING TARGET: I can compare auto loan offers […]

Foundations of Business: Pitching Your Innovation

Work in teams of five or less or individually on your PowerPoint presentation. Make sure to include at least one slide for each category below: Start with a vision. Describe what life will be like in the future as if your idea were fully realized. This should be a concise and impactful vision that is […]