DATA CRUNCH: When Do College Students Use Credit Cards What percent of current college students use their credit cards in emergency situations, only? What is the number one category of spending across all three populations? What category of credit card spending has the greatest difference between Completers and Non-completers? What is that difference? Compare and […]
Read What is an entrepreneur? and have students complete the exercise at the end in groups. Discuss highlights as a class. Read The importance of small business to the US economy and find a current figure for small business percentage of our gross domestic product (GDP). Read US Small Business Economics and Small Business Survey. Discuss the effect of COVID-19 restrictions on […]
Read Exploring Business: Chapter 5.3. Complete What Industries Are Small Businesses In? assignment in Teams. Discuss small business stats and facts. Watch video on the importance of small business and complete the worksheet. Learning Targets: I can define industry. I can differentiate between goods-producing and service-producing sectors of industry.
Read Exploring Business: Chapter 5.4. Use ideas here to get students thinking of an innovation to pitch to investors. Begin working individually or in groups on Pitching Your Innovation assignment in Teams. Learning Targets: I can identify advantages and disadvantages of business ownership.
EDPUZZLE: Amortization Home mortgages, auto loans, and student loans are all typically structured as amortized loans. While the minimum monthly payment on a credit card changes each month, the monthly payment of an installment loan is the same every month until the debt is paid off. Watch this video and answer the questions on […]
ANALYZE: Understanding Amortization Complete the worksheet using the amortization schedule on the first page. LEARNING TARGET: I can read an amortization table and understand how the payments are structured.
ACTIVITY: COMPARE: Auto Loans Perhaps you think it will be easy to make responsible decisions regarding auto loans in your future. But decision making can be tricky when you’re considering your dream car. Follow the directions on the sheet to complete the activity. Use this calculator if needed. LEARNING TARGET: I can compare auto loan offers […]
Work in teams of five or less or individually on your PowerPoint presentation. Make sure to include at least one slide for each category below: Start with a vision. Describe what life will be like in the future as if your idea were fully realized. This should be a concise and impactful vision that is […]
EDPUZZLE: All About Car Loans A car, just like a mortgage, is a secured loan. That means if you fail to make payments, the lender can repossess the property, leaving you with a horrible credit score — and no car! For that reason, it’s especially important that you understand how auto loans work. Watch this […]
VIDEO: Demystifying Mortgages Since the start of the 21st century, over half of US households have been homeowners rather than renters. What you may or may not know is that most homeowners can’t afford to buy their homes in one cash payment; instead, they take out a mortgage. Watch this video to answer the questions […]
