VIDEO: What Is A Credit Score?
It’s important to know what information impacts your credit score. Watch the video on how FICO scores are calculated. Then, answer the questions on your worksheet.

VIDEO: What is Credit Utilization?
The previous video showed that credit history has the largest impact on your credit score and late payments should be avoided whenever possible. Just behind credit history in terms of impact on your credit score is your credit utilization. Watch the video to learn more. Then answer the questions.

ARTICLE: Where Can I Get My Credit Score?
In the past, the only way to get your credit score was to pay FICO for it, but options have expanded significantly. Skim this article to learn more about the different ways to view your credit score. Then, answer the questions on your worksheet.

LEARNING TARGETS:

• I can compare the percentage of people in different credit score bands.
• I can explain what a credit score is and how one is calculated.
• I can analyze the different methods available to view their credit score.
• I can critique different credit score scenarios and formulate a plan on how to improve credit scores.