INTERACTIVE: What’s Your Stuff Worth?
Did you know that you can get insurance to cover all the stuff you own inside a rented apartment? It’s called renters insurance! But, one reason people give for skipping renters insurance is, “I don’t have that much stuff. And none of it’s very nice.” Use this interactive to “customize” your hypothetical first apartment. Then, answer the following questions on your worksheet.

EDPUZZLE: Insurance 101 – Renters Insurance
As you saw in the INTRO, renters insurance can save you a lot of money if you need to replace the items in your apartment after a disaster. Watch this video to learn more about how renters insurance works and why it’s valuable, and then answer the questions within the EdPuzzle itself.

VIDEO: Do I Need Renters Insurance in College?
While the EdPuzzle video earlier in this lesson touched on whether renters insurance is necessary for college students, this video goes into a little more depth on the topic. Watch the video to learn more and then answer the questions on your worksheet.

VIDEO: Homeowners Insurance 101                
From the previous video, you learned that a homeowners insurance policy might cover items a college student takes with them to the dorm. What else does homeowners insurance cover? Watch this video to find out. Then, answer the questions on your worksheet.

LEARNING TARGETS:

• I can distinguish the similarities and differences between renters and homeowners insurance.
• I can read the fine print of a rental insurance agreement.
• I can assess whether I will need renters insurance after high school.
• I can appreciate why it is valuable to have insurance, regardless of whether you own or rent a home.
• I can enumerate what types of perils are and are not covered by standard renters and homeowners insurance policies.